Rehabilitation Loans for Single Family Residential Homes

The purpose of the City of Westminster’s (City) Single-Family Rehabilitation Loan Program (Program) is to preserve and rehabilitate existing housing stock through the use of federal HOME Investment Partnerships (HOME) funds.

SINGLE-FAMILY HOME REHABILITATION LOAN PROGRAM

  • Must be low-income residents living in Westminster who own a single-family home
  • The loan can be used to repair health and safety items on their single-family home
  • Applicants must NOT have a second lien (2nd mortgage, home equity line, etc.) on Title
  • Home must be owner-occupied, meaning not operating as a rental property

ELIGIBLE REPAIRS

  • Roof replacement
  • Plumbing and Electrical
  • Windows and Doors
  • Kitchen Repairs
  • Bathroom Repairs
  • Flooring
  • Termite damage
  • Lead Paint Remediation
  • Exterior and Interior Paint

LOAN TERMS

  • Receive up to a $25,000 (minimum $10,000) rehabilitation loan
  • Deferred loan means you pay the loan back when you sell your house or Title is transferred
  • 3% simple interest, due when the home is sold or Title is transferred

MUST meet program income limits listed below:

 Household Size

 1

 2

 3

 4

 5

 6

 MAX Income Limit

 $58,450

 $66,800

 $75,150

 $83,450

 $90,150

$96,850



Residential Rehabilitation Loan Application

For more information, please contact:
Westminster Housing Division
8200 Westminster Blvd.,
Westminster, CA 92683
(714) 548-3494